Frequently Asked Questions
Q. Who is the Sponsor of the Liberty Ridge Garden Homes?
A. Liberty Ridge Senior Living, Inc. was established in 1999 as a ministry of Eastland Church of God to help meet the growing need for quality affordable housing and services for area retirees. It is a non-profit entity, and is open to people of all faiths. Liberty Ridge Assisted Living opened in 2000 with 45 apartments and has since added 20 more units in 2003. It maintains an average occupancy of over 90% and is financially stable. Liberty Ridge is governed by a local board of directors and operates under the management of SeniorLife Solutions, Inc. a professional management company with 18+ years of experience in operating housing for the elderly.
Q. Who lives in the Garden Homes?
A. It is designed for active retirees, age 60+, who want to simplify their lifestyle, yet remain in a residential home-like setting, with a variety of optional programs and services to provide convenience, security and peace of mind for the future. Some might like the idea of the freedom from home maintenance in our “maintenance-free” community. Others come for the social opportunities available with neighbors who share their interests and values. Still others come for the security and peace of mind of knowing that several lifestyle options are available to meet your future housing and care needs.
Q. What are the homes like?
A. We have created a “front-porch’ community, featuring homes with a large covered porch to encourage old-fashioned neighborhood socialization. Homes are arranged in pairs, single level low-barrier living, 2 bedrooms, 2 baths, 1 car garage. We offer multiple floor plan options, including s four-season sun room, upgraded flooring, crown molding, chair rail, etc…) All homes are designed to meet the changing needs of older adults and allow for “aging in place”…. Thus the name Easy Living J.
Q. What is the Financial Arrangement?
A. A one-time Refundable Entrance Fee will grant you occupancy for as long as you wish to live in the home. When you move out and the unit is re-‘sold’, you will receive a guaranteed minimum 80% refund of your entrance fee, plus 80% of any “appreciation” that was realized during your residency. Regardless of how many years you live in the home, you will be guaranteed a minimum of 80% of your original entrance fee, refunded to either you or your estate (upon your demise). (see Residency Agreement)
Q. What is the Cost?
A. Please see sales counselor.
Q. Is there monthly Service Fee?
A. A base monthly Service Fee is assessed to cover the costs of basic interior and exterior building and grounds maintenance. Personalized maintenance services are offered for an additional fee. See sales counselor for pricing.
Q. What does the Monthly Service Fee include?
A. See the “Amenities and Services” link
Q. What about property tax?
A. At this time no property tax would be assessed, due to the sponsor being a non-profit organization. If future taxes are assessed by the governing authorities, they will be passed on to resident/ tenants.
Q. What about property/homeowner’s insurance?
A. Liberty Ridge will be responsible for insuring the home structure. It will be your responsibility to insure your personal belongings. This can be done very inexpensively, through an insurance agency.
Q. How many homes will be built?
A. Our plan is to build in three phases, consisting of a total of 58 homes.
Q. How long will it take to build a home?
A. Approximately 150 days from start of construction.
Q. What is the process for reserving a Garden Home?
A. (See Reservation Process Handout)
Q. What about pets?
A. Pets are welcome under certain conditions (see Resident Handbook for details). A non-refundable pet deposit is required.
Q. Who will own title to the home/property?
A. Liberty Ridge will retain ownership of and responsibility for the property. That means we are responsible for maintaining, insuring and re-marketing the unit when you pass away or decide to move out.
Q. What if I need to move to the assisted living residence?
A. As a Garden Home resident, you would receive special Priority Access to move to the Assisted Living residence, over and above those coming from the outside community. In addition, if you had lived in the Garden Home for a minimum of two years before moving the assisted living residence, you would receive a 5% discount off monthly rental fees.
Q. What if I have a spouse who needs assisted living?
A. A spouse of any Garden Home resident who lives in the assisted living residence will receive an automatic 5% discount on monthly rental fee.
Q. What if my health changes suddenly and I have to move out after only one year?
A. Once Liberty Ridge has contracted for and received the entrance fee from the next occupant of your unit, you or your estate would receive 91% of entrance fee or the ‘re-sale’ price, whichever is greater. This calculation is based on a prorated Refund Adjustment Rate of .75% per month for the 12 months of occupancy, totaling 9% total reduction of refund.
Q. What if I do not have the liquid funds available to pay the (3) entrance fee installments during the construction of my unit?
A. You may want to consider taking out a short term “bridge-loan” to cover the installment fee payments and pay it off when your house sells. Liberty Ridge has arranged for a special financing package through several local lending institutions for those who face this situation.
Q. What if my Garden Home does not ‘sell’ when I move out? When would I receive my refund?
A. Most similar senior living communities have paid waiting lists for these types of units. However, if your home does not ‘sell’ within 8 months after you have vacated it, Liberty Ridge will refund you (or your estate) 80% of your original Entrance Fee at that time.
Q. Can I come to the assisted living residence dining room for a meal?
A. Yes, certain services offered in the assisted living residence, such as meals and transportation will be made available to Garden Home residents for a fee (limitations apply). You may also use the hair salon and gift shop.
Q. What are the benefits of living at Liberty Ridge versus buying a condo?
A. Live in a community designed to meet the changing needs of seniors.
Q. I like to travel. Will you look after my home while I’m away?
A. Yes, you can “Lock ‘n Go”. We will look after things while you’re away. No worries.







